Photographer

Joy Yagid

I photograph weddings, bah mitzvahs and families on weekends. During the week, I photograph events for companies and universities, take headshots for professionals, shoot homes for real estate agents, write hyper-local news pieces and teach photography. I create a bit of video, too. When I’m not with my camera, I’m with my Mac, editing everything.

For me, the great thing about being an independent contractor is the work-life balance. I like the autonomy, and I like that I’m able to do my work while also caring for my family members.

Writer

Krystle Dodge

I am the primary breadwinner in my family, and as the mom of a toddler, I love the work-life balance of being a freelance writer. I really enjoy the autonomy and freedom to take on new assignments (or to skip offers). I also love the variety of the work I do.

If I could no longer work as a freelancer, then I would have to find a traditional job (which would mean paying more for child care, having less time with my family and, in my industry, making considerably less money) or I would have to move out of New Jersey (which I would hate to do, because our family and friends are here and we just bought what we consider our forever home).

What I want lawmakers to know: Please think carefully before limiting the career options of those who choose to be self-employed. The state should not infringe on the right of individuals to work as they choose.

Writer

Caren Chesler

I love coming up with story ideas. I love pitching those ideas. I love talking to people, and I love writing. I also love the creative process in which I do all that, and I find doing it autonomously, all of those tasks, makes them more enjoyable. I write what I want when I want and for whom I want.

What I want lawmakers to know: I imagine you’re trying to help people who are being taken advantage of, but I’m not one of them. There has to be a way to let me keep what I’ve worked so long and hard to create, and for you to help the people you want to help.

I’ve been happy. I’ve loved my life and my career. And I’ve worked hard, really hard, to get where I am today in my career. I don’t want to lose all that. I’m older than 50, and the chance of a newspaper or magazine hiring me as a full-time employee, particularly given the state of my industry, is very small. I’d have to learn a new career at this stage of my life and not do the thing I love.

Please, don’t do this.

Small-business owner

Ron Adams

I started my advertising agency as a freelancer in 2011 and boot-strapped everything. My wife even went back to teaching to provide medical benefits for our family. Just this year, my team and I moved into an office where we are finally able to offer W2s, a 401(k), and even profit sharing. It has taken all of these years to make this a reality.

My advertising agency works with all types of media, such as video, audio, social, search, traditional and digital. In addition to our W2 staff, we use 1099 freelancers for projects or ongoing work not handled by our day-to-day employees. Much of the work is done off-site (home-based), at a client’s place of business, or during an occasional in-person meeting at our offices.

As a business owner, it is critically important to me to be able to hire freelancers to offer a service to meet a specific client’s need. Example: a video crew for a commercial shoot at a client’s retail store. These requirements change with each customer and can come and go in a moment’s notice. If I had to hire all of my freelancers as W2s, I would not be able to continue my business in New Jersey and would ultimately move out of state (Pennsylvania, Delaware and Florida come to mind).

What lawmakers need to know: Starting a business from scratch is an extremely stressful undertaking. In addition to sales, I am responsible for state and federal regulations, IT, human resources, operations and even janitorial if needed. If this legislation had been in place in 2011, my company would not exist. Clients took a leap of faith in me, always as a 1099. With this opportunity, I was able to open a business, pay more taxes (both state and federal) than ever, and remain in New Jersey.

Editor, Proofreader

Vivian Fransen

I am a self-employed editor and proofreader. After three downsizings, I’ve found more work security in having a dozen clients who use my services on an as-needed basis, instead of having only one employer. I am not some sort of free-spirit moonlighter; this is how I make a living so I can afford to live in New Jersey.

My clients do business with me precisely because I offer flexibility to work on an as-needed basis, and because I’m not part of their head count. I am in compliance with all laws now in effect and pay all required taxes in a timely manner. By the way, I also pay out-of-pocket for my health care insurance coverage for a two-person household. There is no free ride for me as an independent contractor and LLC.

Please let me continue to work as a self-employed editor and proofreader

Digital marketing

Gene Sower

I quit a six-figure job in New York City after commuting for 25 years. I no longer wanted to commute, and I risked everything to start my own business that S4204 is now poised to destroy.

Today, I own a small digital marketing agency that I have run out of my home in Montclair for more than a decade. I work with a dedicated group of freelancers, some of whom have been with me on various projects for seven or eight years. They all want the flexibility of working their own hours from their own homes, and they want the ability to work for other companies like mine. They enjoy the flexible schedule and the unlimited earning potential that being a freelancer provides.

If I had to put all my freelancers on staff, then I would be out of business. One reason is that the nature of my business is ebb and flow, but the main reason is that no single person has all the skills needed for every type of internet marketing project. Someone who can run online ad campaigns is not the same person who can write blog posts or build websites. I work with various specialists on a freelance basis as needed.

What I want lawmakers to do: Leave me alone. I’ve been able to raise a family and be a taxpaying member of this state for more than 50 years. Many people need to work freelance jobs to make ends meet, to be available for children or aging parents, or because they are disabled, can’t drive or just plain enjoy it.


Strategic communications consultant, Writer

Wendy Mensch

I started freelancing in 2006 as a backup plan while looking for full-time work following a layoff. At the time, I had two young daughters (ages 6 and 10). It didn’t take long for me to realize that freelancing was a great way to earn a living while making myself available to my family.

It became even better when my younger daughter developed a chronic illness, and we had to spend five years going from doctor to doctor until we got a diagnosis and she was able to get her symptoms under control. Now, I’m an empty nester, and I work longer hours and am more open to business travel, but I still love the flexibility of being a freelancer.

I also love all the things I get to do: writing and consulting on internal communications and public-relations materials, crafting intranet articles, creating email communications and presentations, and providing editorial support on communications strategy.

I don’t think it will be easy for me to find full-time permanent employment; I’m older than 50. Despite my many years of experience, who will want to hire me now?

Strategic communications consultant

Juli Mandel Sloves

I started working as a consultant four years ago. I then incorporated my business as an LLC and have been going strong ever since. I work from home most days, an average of five hours each day—typically about 30 hours per week, for several clients.

After years in Corporate America, I didn’t realize my dream job would be working right out of my house. I can provide strategic counsel and support to one client while crafting social media posts for another, all while having a flexible schedule. This flexibility has allowed me to stop paying for child care and be there more for my kids, who are now teens, after school. I think this presence in their lives is invaluable. I can see them play in their lacrosse games, pick them up from school for medical appointments, and help them with their homework (or make sure they are doing their homework).

The value of this flexible work life was never more evident than a few years ago, when my husband was diagnosed with Stage 4 bladder cancer. I didn’t miss one medical appointment or chemo session. I was there to care for him while still working for my clients. It wasn’t easy, but it would have been impossible if I was employed full time outside the home.

What lawmakers need to know: I choose to be an independent contractor, and it’s working for me and for my family. I am the primary breadwinner in our household, not because my husband was sick, but because I work hard every day and make a good living. I choose my schedule and work when I need to (nights and weekends) to get the job done. I pay a significant amount in quarterly taxes, and have had to purchase several types of business insurance, but it’s worth it to have the flexibility and the opportunity to do what I do best every day for clients who appreciate the contributions I bring to their business.

I am over 50, and that limits my opportunities in the types of fields that I traditionally support (internal communications, public relations and social media). Few, if any, companies will hire me for the salary that I can command in my own business. I would make half as much, if I’m lucky. I also worry that I will lose all flexibility and likely have to pay for people to pick up my kids from school or practices; or use vacation time to take my kids to medical appointments.

I worry that if my husband’s cancer comes back, which is a sad reality for metastatic disease, that I won’t have the ability to be there with him as I need to be without taking family leave.

Lawmakers, if you’re listening: Do you really want to crush women-owned, small businesses like mine? I pay taxes and insurance, and I have created an LLC to protect my business. My LLC status provides legitimacy for my clients. So, too, it should qualify me as a legitimate business in eyes of legislators.

Many independent contractors like me choose to have this flexible business. We are willingly taking a risk, understanding that our income may not always be steady, because we are confident that we have the talent and ability and expertise that our clients want. Many of my clients hire me on a project basis—they are not looking for full- or even part-time head count. The are looking for a certain level of expertise to supplement their existing teams for a period of time.

Writer

Gwen Moran

On April Fools Day in 2011, I got the call that no one wants to get: The lump in my left breast was cancer.

I had a 10-year-old daughter, a loving husband, and a beautiful life. For more than a year of that life, I dealt with surgeries, chemotherapy, radiation, Herceptin treatments, and recovery to remove the cancer we could see and kill that which we could not.

Fortunately, I had begun working as a freelance writer and editor in 2002, after my daughter was born. Over the years, I grew my business to more than a dozen clients who gave me regular work that I do in my home office. I could work on a story about veterans who became entrepreneurs in the morning and take my daughter to soccer practice in the afternoon. I had the flexibility to make every school concert and basketball tournament and was still able to work for some of the most well-known publishers in the world. My income was and is significantly higher than what I could earn working full-time as a writer and editor.

While it’s true that my husband—an independent real estate appraiser—and I had to purchase our own health insurance, the benefits of self-employment far outweighed that fact. I was able to tailor my work schedule around my treatments and surgeries. When I felt good, I wanted to work. It was a wonderful distraction and made me feel like more than just “a cancer patient.” It didn’t matter that I didn’t have hair or couldn’t be exposed to crowds because of my chemo-weakened immune system during treatment or for weeks afterward. (The photo accompanying this story is of me a few months after my hair started to grow back.)

Freelancing gave me the freedom I needed to get better and support my family. I could do interviews and write stories remotely and only when I wanted to do so, picking and choosing to work when I felt like it. Had I been working as an employee in an office, I would not have had that flexibility and would likely have had to take unpaid leave during the course of at least some of my treatment, hurting my family’s income.


I hope that the legislators will allow freelancers like me to continue to work!

Writer

Deborah Abrams Kaplan

After graduating college, it never occurred to me that some day I would be self-employed and loving it. I wrote for my college newspaper, but found a full-time job after graduation investigating medical malpractice cases for an insurance company. Later, I was a project manager at a health-care technology start-up. I was paid every two weeks like clockwork, and got health and dental insurance and a company-matched retirement plan. Pregnant with my daughter, I quit my job, and my husband and I moved across the country for his work. I learned that it’s hard to find a job when you’re six months pregnant.

Everyone says to sleep when the baby sleeps, but I was itching to earn some money and I missed the intellectual stimulation work provides. During nap time, I wrote occasional articles for local business papers, and then travel articles for newspapers across the country. The internet made working from home possible.

Two years later, my son was born and I continued adding to my portfolio. It was the early days of blogging, and to learn something new, I started my own blog about family-friendly things to do in the area, founding one of the first local parenting blogs. I sold advertising, joined affiliate marketing programs, and learned about search engine optimization. Not only did my blog bring in advertising income, but other companies hired me to write for their blogs. Suddenly this stay-at-home mom was able to pay for family vacations and contribute to the kids’ college funds.

As my kids started preschool and then elementary school, my writing time expanded. My insurance and medical background was a great bridge to writing about those industries. At some point, my income exceeded the salary I earned at my last full-time job, even though I was working part-time during school hours.

My kids are now in high school and college, and my career growth tracked with their growth. I’ve been referred for jobs that would require me to go into an office. I don’t want to commute, but at this point in my life, I also don’t want to be an employee. I value the freedom of working for myself. In the past few years, my income exceeded what I thought was possible for a freelancer writer. While I still have a 401(k) from my full-time employee years, I’ve been contributing each year to an individual 401(k). I love my work, and I love being self-employed.

As a work-at-home mom, I walked my kids to and from school for seven years, until they were in middle school and walking them to school was no longer socially acceptable (to them). I’ve been room parent more times than I can count, planning Valentine’s Day and end-of-year parties. I never needed to ask my employer for time off for school field trips or the Halloween parade. As the parent robotics coach for our high school teams, I go to after-school meetings multiple times a month, because I work from home and control my schedule. I don’t have to ration my vacation days to see if I have enough for religious holidays, spring break and a summer vacation. Instead, I take six to seven weeks off a year, and don’t worry about finding backup to watch my kids on their days off or figure out who will stay home with them when they’re sick. My kids know that when they walk in the door after school, I stop working so we can talk about their days. My son actually thanked me multiple times for being there for him after school. Not all parents have this luxury, and I do not take it for granted.  

My income and work flexibility allow me to provide for my family and still be there for my kids. If I wanted the benefits an employed status provided, I would get a job with those benefits. Forcing companies to hire me as a part-time employee would lower my income because they’d have to pay additional taxes and the overhead that goes with employment. I would either get paid less or, more likely, they would no longer use my services. As an employee, I would likely have to sign a non-compete agreement, which would limit my income as well, since I write for multiple companies and publications within the same niches.

I’m asking that New Jersey support its independent contractors who want to continue working in this model, and let work-at-home parents continue contributing to our communities and our state.